While the bulk of homebuyers choose fixed-rate mortgages, there are cases where you might want to look closely at an adjustable-rate mortgage instead. For example, ARMs can be a smart…
Read article →The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.722%, slightly down from the day before, according to data from Mortgage Research Center. Meanwhile,…
Read article →The current average refinance rate on a 30-year, fixed-rate home loan is 6.764%, according to Mortgage Resource Center data. If you’re a homeowner hoping to refinance your mortgage for a…
Read article →If you’re planning to buy a home and the idea of a mortgage with an interest that fluctuates doesn’t scare you, you might be the target customer base for adjustable-rate…
Read article →The debate over artificial intelligence and monetary policy is already well under way. Federal Reserve Chair Kevin Warsh and others have rightly emphasized that AI could raise productivity and productive…
Read article →The best high-yield savings accounts are hitting rates up to 4.50% annual percentage yield as of Aug. 25, 2026—and that’s genuinely impressive compared to the FDIC’s recorded national average of…
Read article →The most competitive certificates of deposit currently offer rates reaching 4.50% APY (annual percentage yield) as of Aug. 25, 2026. Given that the Federal Reserve cut its benchmark federal funds…
Read article →The U.S. national debt has hit $40 trillion, and the Trump administration is facing questions about its budget plans as a result. The good news is, there has one: The…
Read article →In ancient legend, 300 Spartan warriors held the narrow pass at Thermopylae against a vast, overwhelming force, relying on a critical bottleneck to offset impossible odds. Today, America’s energy security…
Read article →Bread Savings isn’t a household name like Chase and Discover. That doesn’t prevent it from trouncing those heavyweight banks in some key categories. Specifically, Bread Savings issues some of the…
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